Buy-to-let stamp duty calculator
Stamp duty on investment property and second homes in England, including the 5% surcharge on additional homes, with each band shown.
| Portion of price | Rate | Tax |
|---|---|---|
| £0 to £125,000 | 5% | £6,250 |
| £125,000 to £250,000 | 7% | £8,750 |
England and Northern Ireland rates from 1 April 2025. Scotland and Wales have their own taxes. Buyers who aren't UK resident pay a further 2%, and companies buying homes over £500,000 can pay 17%. Check with your solicitor before you rely on a figure.
How the surcharge works
If you already own a home, or you're buying through a company, you normally pay an extra 5% on top of each standard band, starting from the first pound for purchases of £40,000 or more. On a £250,000 buy-to-let that means £15,000 instead of £2,500.
Find the deals to run these numbers on
Upstream scores every home in your area on how likely the owner is to sell, values it, and runs these calculations automatically.